Who should consider it?
Business owners can benefit from taking out an affordable and comprehensive business insurance pack to help protect them against the main risks involved in running a business.
Protect your Business
A business takes years to build - but an accident or disaster could destroy it all in minutes. That’s why businesses should help protect themselves with a quality business insurance pack.
With the right cover in place, owners can run their business with confidence, knowing that their premises, stock, equipment and reputation are protected by insurance.
“Having the right insurance will help protect your business and minimise its exposure to risk. This may include insuring your business, income and your commercial risk”
Business Insurance - what should every business consider.
Running a business has a number of responsibilities and associated risks whether you are a sole trader or global enterprise. Business insurance can protect you against the financial damage of business risks giving you peace of mind to concentrate on growing your business.
In Australia, some insurances are compulsory - if you hire employees you must have workers compensation in accordance with each state regulations. Further to this some companies are required to have Public Liability Insurance to cover for third party death or injury and if you own a motor vehicle Third Party Insurance is also compulsory.
In addition to the compulsory insurances there is no ‘one size fits all’ solution. Insurance companies will often package different types of insurance together which is more economical than separate policies. You will want to protect aspects of your business such as:
Business assets
Customers
Employees
Business income
Business owners
As your broker, we have the expertise and will take the time to understand your business and source the most suitable insurance for your business needs.
Frequently Asked Questions
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You can have as much or as little insurance as you like. One example is if you are signing a lease then the landlord may only require you to have Public Liability and Glass cover as part of your agreement.
You may however want to add cover for Contents and Stock, Machinery Breakdown, Theft Cover and Business Interruption to name a few extra covers depending on your business.
We can let you know the options available and the cost of each cover so you can pick and choose what you feel is best
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Manufacturers, Wholesalers, Retail Outlets, Hospitality Operations, Construction and Trades, Commercial Property Owners and Importers and Exporters are just a few of the industries we operate in.
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As insurance brokers we have access to several local insurers such as CGU, Allianz and AIG as well as specialist underwriting agencies within Australia and Lloyds of London.
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Insurance can be complex especially when it comes to Business Insurance.
We know what to look out for and ensure that you are not caught out in the event of a claim. We will let you know what you are covered for and what you are not covered for so you can make an informed decision.
Metsure Insurance Brokers also have access to multiple insurers both local and international ensuring that the best option is provided to you
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Call us on 07 5438 8991 or click on the contact page on this website and we can do the rest.
Terms, conditions, limits and exclusions apply to the products referred to above. The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these, having regard to the appropriateness of this advice, and the relevant Product Disclosure Statement, available by calling us on 1300 642 001 before deciding to acquire, or to continue to hold, this product.
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