La Niña Storms Threaten. Are you prepared?
Australia is on La Niña watch. A La Niña is likely to bring above-average rainfall which can result in catastrophic floods, cyclones and storms impacting communities and businesses across Australia.
What should you expect?
Safety first followed by as quick a recovery as possible.
A policy where you understand what is covered and what is not covered.
An insurance broker who is right there with you.
The BOM reports a 50% chance of a La Nina event
What can you do?
Review cover to make sure you have the right – and adequate – insurance in place.
Assess your flood exposure. Do you need this cover?
If so, contact us as Flood is not automatically covered
Take a close look at your policy exclusions, especially
regarding Flood.
Consider business interruption – Are you covered?
Will disruption to your suppliers affect your business?
The last La Nina event was in 2010 and finished 2012 producing Australia’s 2nd & 3rd wettest years on record.
How can you prepare?
Get a building inspection and follow the recommendations.
Maintain roofs and guttering. Ensure your buildings are watertight. Reducing the likelihood of damage prior to
inspection is important.
Develop an evacuation plan for you, your employees and your family.
Place stock and electrical equipment above the recommended level to avoid water damage. Install a sump pump in the basement.
Check your drainage. Your council and waterways should be keeping channels clear.
Consult with your local council.
Physically prepare your home and business for severe weather.
Develop an evacuation plan for you, your employees, your family and pets.